1111 Heritage Line, Otonabee-South Monaghan, ON

$999,000
MLS#:X12923718
0 beds
2 baths
Commercial
Commercial for sale - 0 Bed, 2 Bath Home at 1111 Heritage Line Otonabee-South Monaghan ON listed at $999,000 (MLS# X12923718) - Main View
Price Change
For Sale
Added:Mar 26, 2026(233 days ago)
Updated:May 22, 2026(176 days ago)
Last Checked:3 minutes ago

Property Highlights

Welcome to this remarkable store w apt/office located in the coveted neighborhood of Otonabee-South Monaghan. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $999,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 2 Bathrooms
  • Premium 66.5 x 165 ft lot size
  • equipped with no central cooling and highly efficient gas forced air open heating

Description

MUST SELL business with property- Priced to Sell!!! LIVE & WORK Convenience Store! If you are tired of the hustle and bustle of the city and want to live and work in a quiet area and be your own boss, this is your chance! Own the only convenience store in downtown Keene. Convenience Store/ General Store with Liquor Store (LCBO), Post Office, Lottery Machine & Residential Apartment above. Located in the heart of downtown Keene, operating for nearly three decades with retail area updated, offering a clean and organized space. With excellent frontage on the street and ample parking on site, you benefit from high visibility. Serves the town, nearby campgrounds, schools, clubs & cottage country visitors. The building offers the general store on the main level (with 1 washroom) and a 3 bedroom apartment (with kitchen & bathroom) above, deck in the back, barn, and storage shed. The unfinished area above and basement is perfect for a 2nd or 3rd apartment to generate extra rental income. The back area of the building offers a deep lot, big shed and barn to store summer and winter gear and enjoy bonfires at night while staring at the amazing clear stars. Benefit from built in revenue (lotto, alcohol, post office) while building on endless additional revenue possibilities- such as cigarette, vape, cannabis, cafe, gelato, hunting/ fishing, home hardware supplies, storage, garden suite or anything you can dream up! Metal Roof, Furnace (2024), Sump Pump (2022), 200 amp service, 2 Separate Meters. All Chattels, Fixtures, Equipment & Inventory Included as-is.

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Property Summary

This store w apt/office located at 1111 Heritage Line, Otonabee-South Monaghan is currently for sale and has been available for 233 days. This property is listed at $999,000 with an estimated mortgage of $3,325* per month. It has 0 beds, 2 bathrooms, and is unknown square feet. 1111 Heritage Line, Otonabee-South Monaghan is in the Otonabee-South Monaghan neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Otonabee-South Monaghan, Otonabee-South Monaghan.

Great for Small Household / Couples
What We Love About This Home
  • •2 well-appointed bathrooms
  • •Desirable Store W Apt/Office architecture in Otonabee-South Monaghan, Otonabee-South Monaghan
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bathrooms
2
Property Type
Commercial

Additional Details

StatusActive
Price$999,000
AddedMar 26, 2026 (233 days ago)
UpdatedMay 22, 2026 (176 days ago)
Last Checked3 minutes ago
Transaction TypeFor Sale

Property Details

Property Sub-TypeStore W Apt/Office
Lot Size66.5 Ă— 165 Feet
CountyPeterborough
Annual Tax$3,607.54

Parking & Garage

Garage TypeNone

Heating & Cooling

Heat TypeGas Forced Air Open
CoolingNo

Features

Property Features

None listed

Interior Features

None listed

Security Features

  • No

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Otonabee-South Monaghan Home Buyer Advisory & Market HubActive MLS® Listing in Otonabee-South Monaghan, Ontario

Looking to Buy a Home in Otonabee-South Monaghan?

If you are looking for a house in Otonabee-South Monaghan or researching Otonabee-South Monaghan real estate for sale, this store w apt/office at 1111 Heritage Line, Otonabee-South Monaghan, ON offers an exceptional opportunity to buy a home in Otonabee-South Monaghan, Ontario. Whether you are a first-time Otonabee-South Monaghan home buyer or comparing active Otonabee-South Monaghan MLS® homes for sale, working with a dedicated Otonabee-South Monaghan buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Otonabee-South Monaghan Homes for Sale & MLS® Listings

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Dedicated Otonabee-South Monaghan Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Otonabee-South Monaghan realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Otonabee-South Monaghan Buyer Budget & Costs

Estimated mortgage: $3,325*/month*. Estimated Ontario Land Transfer Tax: $16,455. First-time Otonabee-South Monaghan home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Otonabee-South Monaghan

Frequently Asked Questions about 1111 Heritage Line, Otonabee-South Monaghan, ON

Q.What is the asking price for 1111 Heritage Line, Otonabee-South Monaghan, ON ?

The current listing price for 1111 Heritage Line, Otonabee-South Monaghan, ON in Otonabee-South Monaghan, Otonabee-South Monaghan is $999,000.

Q.How many bedrooms and bathrooms does this property have?

This property features null bedrooms and 2 bathrooms.

Q.What property type and architectural style is 1111 Heritage Line, Otonabee-South Monaghan, ON ?

1111 Heritage Line, Otonabee-South Monaghan, ON is a Store W Apt/Office () featuring a basement.

Q.What security features are installed at 1111 Heritage Line, Otonabee-South Monaghan, ON ?

Security features include: No.

Q.What heating and cooling systems are installed?

Heating is provided via standard central heat and cooling via No.

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Location

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1111 Heritage Line, Otonabee-South Monaghan, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Otonabee-South Monaghan, Otonabee-South Monaghan

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 1111 Heritage Line, Otonabee-South Monaghan, ON K0L 2G0

Estimated Sales Range
$949,000 - $979,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Otonabee-South Monaghan.

Configure Loan Settings

Interest Rate4.00%
Down Payment$299,700 (30.0%)
* Minimum Canadian down payment required for this price is $74,900.
Amortization Period30 Years
Estimated Monthly Payment$3,325Based on a loan of $699,300 over 30 years.
Purchase Price$999,000
Loan Amount$699,300
Provincial Land Transfer Tax:$16,455
Total Estimated Closing Taxes:$16,455

About Purchasing a Home in Otonabee-South Monaghan, ON

For a property listed at $999,000 in Otonabee-South Monaghan, the legal minimum down payment is $74,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,455 for this transaction. As this listing is in Otonabee-South Monaghan (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,455.

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Otonabee-South Monaghan, Otonabee-South Monaghan Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Otonabee-South Monaghan, Otonabee-South Monaghan.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$742,906

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Otonabee-South Monaghan, Otonabee-South Monaghan

Elementary Schools

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Secondary Schools

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Otonabee-South Monaghan, Otonabee-South Monaghan Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

MLS® Active
$999,000

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