113 St. Paul Crescent, St. Catharines, ON

$659,900
MLS#:X13578824
3 beds
2 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 458 - Western Hill. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $659,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 78.5 x 55 ft lot
  • Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 113 St. Paul Crescent. This 3 bedroom, two story home is nestled on a quiet, treelined residential street. Walking distance to the 12 Mile Creek, downtown St. Catharines and the GO train. A prime location just minutes from Ridley College, highway access, the hospital, and a selection of grocery stores and everyday amenities. Off the dining room is a bonus/storage/sun room that has a lot of potential to put your touch on. Updated kitchen (2024) with new cupboards and quartz counter. California shutters. Hardwood floors. Situated on a corner lot with plenty of yard space and perennial flowers.

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Property Summary

This detached home located at 113 St. Paul Crescent, St. Catharines is currently for sale and has been available on SousaSells for 1 day. This property is listed at $659,900 with an estimated mortgage of $2,197* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 113 St. Paul Crescent, St. Catharines is in the 458 - Western Hill neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/17/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementPartially Finished
Lot Size78.5 × 55 Feet
CountyNiagara
Annual Tax$3,797
Legal DescriptionPT LT 1-2 CY PL 174 GRANTHAM AS IN RO567245; ST. CATHARINES

Parking & Garage

Parking Total3.0
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Arts Centre, Golf, Hospital, Public Transit, School, Place Of Worship

Interior Features

Water Heater

Security Features

Community Features

Location

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113 St. Paul Crescent, St. Catharines, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 113 St. Paul Crescent, St. Catharines, ON L2S 1M7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$197,970 (30.0%)
* Minimum Canadian down payment required for this price is $40,990.
Amortization Period30 Years
Estimated Monthly Payment$2,197Based on a loan of $461,930 over 30 years.
Purchase Price$659,900
Loan Amount$461,930
Provincial Land Transfer Tax:$9,673
Total Estimated Closing Taxes:$9,673

About Purchasing a Home in St. Catharines, ON

For a property listed at $659,900 in St. Catharines, the legal minimum down payment is $40,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,673 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,673.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 458 - Western Hill, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$531,634

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Anthony
Public81 Rykert Street, St. Catharines, Ontario, L2S 1Z2
6.3
Westdale
PublicWestdale Drive, St. Catharines, Ontario, L2S 2B4
9.3
Edith Cavell
Public1 Monck Street, St. Catharines, Ontario, L2S 1L5
8.1
Oakridge
PublicOakridge Avenue, St. Catharines, Ontario, L2T 3R7
9.6
St Peter
Public7 Aberdeen Circle, St. Catharines, Ontario, L2T 2B7
7.5

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.