This property was sold on May 6, 2025. This listing is for reference purposes only. to view the sold price.
Welcome to this remarkable Backsplit 3 semi-detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick veneer construction, this residence presents an exceptional opportunity offered at $399,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Welcome to a home full of potential, perfectly positioned in one of St. Thomas most accessible and family-friendly neighbourhoods. This 3-bedroom, 2-bathroom semi-detached offers the kind of flexibility that works whether you're just getting into the market or looking to grow your investment portfolio.Inside, the main level features a bright, eat-in kitchen complete with brand-new (2024) appliances and plenty of natural light. The separate side entrance to the lower level opens up exciting possibilities. Create a secondary suite, host extended family, or just a family room for the kids Outside, enjoy a large side deck made for relaxed summer evenings, and a fully fenced backyard thats perfect for kids, pets, or just getting some fresh air at the end of a long day. And when it comes to location, this ones hard to beat. Central Elgin High School, Pierre Elliott Trudeau French Immersion, and Forest Park Public School are all within a 10-minute walk. The YMCA is just around the corner, and youre within a kilometre of the hospital, fire station, and police station - peace of mind included! The essentials are already in place, with a Lennox furnace and AC (2014), eavestroughs and downspouts with leaf guard (2024), and a roof from 2009. The rest? Thats the fun partbring your style, your vision, and turn this into something truly your own. The sanitary, storm sewer, and watermain systems are currently being replaced, with brand new infrastructure going in. Once complete, the city will be repaving the roadway, adding new curbs and sidewalks, and restoring the end of the driveway, including landscaping. The anticipated completion date is July 24th, 2025.
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This detached home located at 141 Chestnut Street, St. Thomas is currently for sale and has been available on SousaSells for 440 days. This property is listed at $399,900 with an estimated mortgage of $1,331* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 141 Chestnut Street, St. Thomas is in the St. Thomas neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.In-Law Capability
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Data-driven valuation for 141 Chestnut Street, St. Thomas, ON N5R 2B3
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Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.
About Purchasing a Home in St. Thomas, ON
For a property listed at $399,900 in St. Thomas, the legal minimum down payment is $19,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,474 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,474.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.