2 Verna Street, St. Thomas, ON
Property no longer active
This property was sold on November 11, 2024. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $399,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 1 Bathroom
- Generous living space spanning 1100-1500 sqft on a premium 42.08 x 90 ft lot
- Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 2.0 total parking spaces available
- Notable attributes: Storage
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
This charming home is nestled in a peaceful neighbourhood and conveniently located in walking distance to the downtown core of St. Thomas featuring; 3 bedrooms and 1 bathroom, a spacious and functional main floor layout with beautiful character. The bathroom has been updated with a new vanity and the home has been freshly pained. The fully fenced backyard features a 10 x 12 shed with hydro and landscape to enjoy privacy or entertaining. Excellent value, perfect for first time home buyers or investors. Book your showing today!
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Property Summary
This detached home located at 2 Verna Street, St. Thomas is currently for sale and has been available on SousaSells for 626 days. This property is listed at $399,000 with an estimated mortgage of $1,328* per month. It has 3 beds, 1 bathroom, and is 1100-1500 square feet. 2 Verna Street, St. Thomas is in the St. Thomas neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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Property Features
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Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 2 Verna Street, St. Thomas, ON N5R 4A7
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Thomas, ON
For a property listed at $399,000 in St. Thomas, the legal minimum down payment is $19,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,460 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,460.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.