278 Ross Street, St. Thomas, ON
Property no longer active
This property was sold on August 1, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $399,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms
- Generous living space spanning 1100-1500 sqft on a premium 34 x 116 ft lot
- Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 1.0 total parking spaces available with a convenient carport configuration
- Notable attributes: Water Heater
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to this charming 2 storey 3-bedroom, 2-bath home in the heart of St. Thomas! Full of potential, this home is perfect for first-time buyers, investors or growing family. As you step inside, you're welcomed by a bright foyer that opens into a spacious living and dining area, featuring a cozy gas fireplace.Toward the back of the home, you'll find a 3-piece bathroom and a generously sized kitchen that leads directly into the main floor primary bedroom ideal for convenient one-level living.The unfinished basement offers ample storage, a laundry area. Upstairs, you'll find two more well-sized bedrooms and a second 3-piece bath.Outside, enjoy a large wrap-around patio/deck, perfect for relaxing or entertaining, along with a fenced backyard complete with a fire pit. A one-car carport at the end of the shared driveway provides convenient off-street parking. Don't miss your opportunity to own this fantastic home in a desirable location!
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Property Summary
This detached home located at 278 Ross Street, St. Thomas is currently for sale and has been available on SousaSells for 390 days. This property is listed at $399,900 with an estimated mortgage of $1,331* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 278 Ross Street, St. Thomas is in the St. Thomas neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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Features
Property Features
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Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 278 Ross Street, St. Thomas, ON N5R 3Y9
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Thomas, ON
For a property listed at $399,900 in St. Thomas, the legal minimum down payment is $19,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,474 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,474.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.