28 Maple Street, St. Thomas, ON

$395,900
MLS#:X12502048
4 beds
2 baths
1500-2000 sqft
4.0 parking
Residential Freehold
Loading property media...
⚠️

Property no longer active

This property was sold on January 2, 2026. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of St. Thomas. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $395,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 39.64 x 117.42 ft lot
  • Features a half, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Carpet Free, Floor Drain, Storage
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Charming 3+1 bedroom home with den- 28 Maple St., St. Thomas. Welcome to 28 Maple St - a warm and inviting family home with classic character tucked away on a quiet, tree-lined street in the heart of St. Thomas. This spacious home offers 3 bedrooms on the main floor, plus a bonus den on the second level - ideal for a home office, large walk-in closet, or a creative space. Upstairs, you'll also find the primary bedroom, a private and peaceful retreat featuring a cozy fireplace and generous space, making it a standout feature of this home. The interior is bright and welcoming, with neutral finishes, wood flooring, and large windows that bring in natural light. The kitchen offers plenty of storage and workspace, while the main living area is perfect for relaxing or hosting guests. Important updates include updated electrical wiring completed in 2025, giving you peace of mind for years to come. The lower level provides a laundry room and ample storage area. Step outside to a fully fenced backyard perfect for kids, pets, or weekend gatherings. There's plenty of space for a garden, firepit, or even a future patio. A garage keeps your tools and equipment organized, protected and dry. Located close to schools, parks, shopping, the hospital and public transit, 28 Maple Street is a perfect place to call home for families, first-time buyers, or anyone looking for value and charm in a well-established neighbourhood.

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Property Summary

This detached home located at 28 Maple Street, St. Thomas is currently for sale and has been available on SousaSells for 258 days. This property is listed at $395,900 with an estimated mortgage of $1,318* per month. It has 4 beds, 2 bathrooms, and is 1500-2000 square feet. 28 Maple Street, St. Thomas is in the St. Thomas neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJanuary 2, 2026
Sold price information is available to members only
Listed Date11/3/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionBrick, Vinyl Siding
BasementHalf, Unfinished
Lot Size39.64 × 117.42 Feet
CountyElgin
Annual Tax$2,812
Legal DescriptionPT LT 100-101 PL 86 YARMOUTH AS IN E304652; ST. THOMAS

Parking & Garage

Parking Total4.0
Parking Space3
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Hospital, Level, Library, Park, Place Of Worship

Interior Features

Carpet Free, Floor Drain, Storage, Water Heater

Security Features

Community Features

Virtual Tours

Location

Initializing map...
28 Maple Street, St. Thomas, ON
Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 28 Maple Street, St. Thomas, ON N5R 1Y9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Thomas.

Configure Loan Settings

Interest Rate4.00%
Down Payment$118,770 (30.0%)
* Minimum Canadian down payment required for this price is $19,795.
Amortization Period30 Years
Estimated Monthly Payment$1,318Based on a loan of $277,130 over 30 years.
Purchase Price$395,900
Loan Amount$277,130
Provincial Land Transfer Tax:$4,414
Total Estimated Closing Taxes:$4,414

About Purchasing a Home in St. Thomas, ON

For a property listed at $395,900 in St. Thomas, the legal minimum down payment is $19,795 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,414 for this transaction. As this listing is in St. Thomas (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,414.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Thomas, St. Thomas.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$612,129

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Forest Park
Public295 Forest Avenue, St. Thomas, Ontario, N5R 2K5
2.6
St. Anne's
Catholic84 Park Avenue, St. Thomas, Ontario, N5R 4W1
5.5
Elgin Court
Public254 First Avenue, St. Thomas, Ontario, N5R 4P5
4.3
Mitchell Hepburn
Public95 Raven Avenue, St. Thomas, Ontario, N5R 0C2
5.7
John Wise
Public100 Parkside Drive, St. Thomas, Ontario, N5R 3T9
4.4

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.