196 Albert Street, Stratford, ON
Property Highlights
Welcome to this remarkable 2-Storey duplex located in the coveted neighborhood of Stratford. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $539,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 2 Bedrooms and 2 Bathrooms with 2 functional kitchens
- Generous living space spanning 1500-2000 sqft on a premium 36 x 104.9 ft lot
- Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 4.0 total parking spaces available
- Notable attributes: Accessory Apartment, Primary Bedroom - Main Floor, Separate Hydro Meter
- equipped with central air, window unit(s) central cooling and highly efficient forced air heating via gas
Description
Fantastic opportunity to enter the real estate market with this solid brick home featuring two self-contained 1-bedroom units. The upper unit is currently rented for $1,371.50/month plus hydro and offers a separate entrance and private front porch. The vacant main floor unit is ideal for owner-occupied living, with walkout access to the deck and backyard complete with a raised garden bed and storage shed. Offering ample parking and located within walking distance to the downtown core, restaurants, parks, river, and theatres, this property is perfectly positioned for convenience and lifestyle. An excellent opportunity for first-time buyers or investors - live in one unit with as little as 5% down and add to your investment portfolio over time. Book your private viewing today.
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Features
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Interior Features
Accessory Apartment, Primary Bedroom - Main Floor, Separate Hydro Meter
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Pricing & Value Insights
Data-driven valuation for 196 Albert Street, Stratford, ON N5A 3K6
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Properties in this area are selling at a steady pace.
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About Purchasing a Home in Stratford, ON
For a property listed at $539,900 in Stratford, the legal minimum down payment is $28,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,273 for this transaction. As this listing is in Stratford (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,273.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.